Important Disclaimers & Risk Notices

This disclaimer outlines important information regarding our financial planning subscription service. Please read carefully before using our services.

Nature of Service

Our subscription service provides financial planning consultations and analytical reviews. We do not manage funds, execute trades, or provide specific investment recommendations. All guidance is for informational purposes only.

• No guarantee of specific financial outcomes or results
• Market conditions may impact planning effectiveness
• Individual circumstances affect plan suitability
• External economic factors beyond our control

Information Accuracy

While we strive for accuracy, financial markets and regulations change rapidly. Information provided reflects conditions at the time of consultation and may become outdated.

Professional Consultation Recommended

Our service complements but does not replace professional legal, tax, or specialized financial advice. Consult qualified professionals for specific guidance.

Market Risk Acknowledgment

Financial markets involve inherent risks including potential loss of principal, market volatility, and economic uncertainty affecting planning outcomes.

• Results may vary based on individual circumstances and market conditions
• No assurance of achieving specific financial goals or targets
• Historical data does not predict future performance

Regulatory Compliance

Our services comply with Malaysian financial regulations. We do not provide services restricted by local laws in your jurisdiction.

Service Limitations

Subscription consultations are limited in scope and duration. Complex situations may require additional professional services beyond our offering.

Technology Limitations

Online consultations may experience technical issues. We are not liable for disruptions affecting service delivery or communication quality.

User Responsibilities

Users must provide accurate information, maintain confidentiality of access credentials, and use services in accordance with terms and conditions.

• Provide truthful and complete financial information
• Maintain security of account access and personal data
• Use service recommendations responsibly and seek additional advice when needed

Contact Information

For questions about these disclaimers or our services, please contact us at